It is an unfortunate reality that people will sometimes file false claims, or will exaggerate claims in Garden City, Hauppauge, Long Island, Melville, Nassau County, Suffolk County, NY, and the surrounding areas. Rather than have a full-time investigator on staff, many insurance companies will work with Richard Blaise & Associates and our insurance claim investigators. They can hire us on an as-needed basis, which makes it easy for them to call in more or less investigators as their caseload fluctuates. We work with claims adjusters to provide them evidence of fraud or to prove a claim is legitimate. Talk with our experienced professionals today to schedule an insurance claim investigator for your needs.

What Kinds Of Claims Are Investigated

When it comes to insurance claim investigations, nearly any kind of insurance can be subject to a claim investigation. Property damage and theft, personal injury claims, workers compensation claims, as well as healthcare or medical fraud claims are all areas that can have claims investigated. The primary purpose of a claim investigation is to evaluate the legitimacy of an insurance claim by gathering evidence, conducting interviews, and reviewing records to determine whether the claim is legitimate or fraudulent.

Insurance fraud is not something to be taken lightly, as the penalties for adjudicated insurance fraud can result in both jail time as well as a financial penalty. While any insurance claim could be fraudulent, there are some claims that are at the top of list for being fraudulent. These include auto insurance claims, health insurance claims, workers compensation, life insurance fraud, and unemployment insurance fraud are the top five insurance claim scams.

It’s About Saving Money

While it can be costly to work with an insurance claim investigator, the truth is that it is much less expensive when compared to paying claims that are fraudulent in nature. Fraud costs everyone by having higher rates of insurance premiums, so the small amount put towards insurance claim investigations is well worth the savings in paying these fraudulent claims. We can help with the investigation and provide important documentation for legal proceedings should things get that far.

Having a solid team of insurance claims investigators is important for insurance companies operating in Garden City, Hauppauge, Long Island, Melville, Nassau County, Suffolk County, NY, and the surrounding areas. At Richard Blaise & Associates we have worked with many different insurance companies, and can do the same for you. Contact us today to get our insurance claim investigators working on your claims.